Payroll simulator

Net, gross & employer cost: convert a salary in both directions

Enter a net or gross amount. The simulator displays the net pay, the gross salary and the total employer cost, along with exempt allowances and all social security contributions.

Desired net salary (MAD / month)

MAD

Dependents (max 6)

people

Exempt allowances

Transport allowance (500 MAD · urban cap)

Not applied

Meal allowance (2× hourly SMIG × 26 days)

Not applied

Representation allowance (10% of the base salary)

Not applied

▶ Advanced settings — professional expenses, CIMR, health insurance

Professional expenses

CIMR — supplementary pension

Disabled

Employee CIMR rate (same employer share)

Mutual / supplementary insurance

Disabled

Health insurance rate (employee share; employer identical)

Allowances: automatically capped at their legal ceiling; any excess is added back to the taxable base. Employee CIMR and health insurance contributions are deductible from net taxable income. CNSS is capped at 6,000 MAD/month; AMO, family allowances and the training tax have no ceiling.

Net pay

—

salary + allowances

Gross salary

—

excluding allowances

Employer cost

—

gross + contributions + allow.

Need to outsource your payroll?AUDITIA manages payslips, CNSS declarations (Damancom) and income tax (IR) filings (SIMPL) in full compliance.

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Information & decision support. Estimate based on the scales of the 2026 Finance Law (General Tax Code art. 57, 59 & 73, circular note 16/2017, 2026 CNSS-AMO rates). This calculation does not replace a payslip prepared by a chartered accountant and is not binding on the tax authorities. Special cases (increased rates, benefits in kind, prohibited combinations) are not covered. If in doubt, consult your accounting professional.